Pennsylvania Vehicle Accident Law Firm

Serious Auto, Motorcycle and Truck Accidents  in Pennsylvania Happen Everyday. If You or a Loved One Get Injured in a Vehicle Accident, Don’t Make the Mistake of Taking on the Insurance Companies by Yourself. Choose Caputo and Mariotti and Get the Compensation You Deserve.

Vehicle Accident Practice Areas:

Vehicle accidents generally happen as a result of someone else’s negligence, carelessness or recklessness. If you are injured in a vehicle accident in Pennsylvania, the law allows you to recover for damages which include out-of-pocket expenses, medical bills, lost earnings, loss of earning capacity, pain and suffering, including humiliation, embarrassment, mental anguish and the loss of life’s daily pleasures.

In order for a victim to maximize their recovery, Caputo & Mariotti recommends that you do certain things immediately after the accident to help combat the quick action that will be taken by the opposing insurance company.

In any accident, we always recommend that you go to the hospital, take pictures of any and all vehicles involved in the accident, call the police and obtain a police report, do not blame yourself, and finally report the accident to your insurance company.

Additionally, to help in the event that you are ever in an accident, Caputo & Mariotti recommends that you review your insurance policy annually to make sure that you have proper coverage.

Caputo & Mariotti recommends that anyone who owns an vehicle choose full tort. Insurance companies generally prefer to sell limited tort because it limits a victim’s right to sue for pain and suffering unless their injuries reach a certain subjective level. When you have limited tort, you could be giving up your right to sue for your family and could be giving up your right to sue if you are in an accident in another person’s. Generally, the cost differential between limited tort is approximately 15% of your total premium. For this small amount of money, vehicle owners are giving the insurance companies opportunity to minimize what they are going to pay you before an accident even happens.

You should never refuse to treat for fear of who is going to pay your medical bills. Your vehicle insurance will always provide a minimum of $5,000.00 for medical coverage for your medical bills. In the event that your medical bills exceed the coverage provided in your vehicle insurance, you can turn your medical bills into your health insurance, you can apply for medical assistance and Caputo & Mariotti can always offer Letters of Protection to medical providers. These letters assure medical providers that you will their expenses from your proceeds in the event of a recovery. Unfortunately, many victims are afraid to seek medical treatment because they do not know how their bills are going to be paid.

Finally, Caputo & Mariotti recommends you obtain coverage for underinsured and uninsured motorists. Your insurance company is required to make you sign a waiver to reduce or reject your underinsured and uninsured motorist coverage. Caputo & Mariotti recommends the clients do not reject or reduce their uninsured or underinsured motorist coverage because they are giving up their right to recover against their own policy.

Generally, when you are in an accident, the person responsible for the accident will have insurance to cover your loss. However, often times, that person’s insurance coverage is insufficient to cover the total amount of your claim. In those cases, you have a right to pursue an underinsured or uninsured motorist claim against your own company.

An example of an uninsured motorist claim would be when your car is run off the road by a vehicle that flees the scene. You can pursue a claim against your own vehicle insurance policy in the event that you report it to the police within 24 hours of the accident.

If you or your loved one has been injured because of vehicle negligence, please contact one of our lawyers.  We have successfully represented many clients and will aggressively represent you in court.  If you have lost a loved one as a result of a vehicle accident, contact one of our personal injury attorneys.

For a Free Consultation, call Caputo & Mariotti now at (570) 342-9999.

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